Smart

Spending

Smart • Spending •

Need vs. Want
Fixed vs. Variable Expenses
Trend vs. Staple

Differentiations:

Understanding how to tell the difference between a need and a want, or a trend and a staple, is one of the most important money skills you can learn. In this section, we will break down the everyday decisions that shape your spending habits and help you become a more mindful, confident consumer.

Is that cute top a wardrobe staple or just part of a passing trend? Do you need that $5 latte every morning, or do you want it? Learning how to pause and evaluate your purchases can help you save smarter, spend with intention, and align your money with your values. Lets do it!